March 27, 2015

On-Track HPDE Insurance


Porsches, Camaros and Corvettes!
Physical Damage Coverage for your vehicle while at a HPDE!

Can you believe that the snow and ice are almost gone?  It is time to shake those cobwebs out of your car and get back to the race track!  If you are like most of us, you have spent your weekends during this hard winter prepping your car for the season.  Brakes have been updated, suspension tuned, new helmets and other gear ordered, and now you are ready to hit the pavement.  Are you prepared, though, if you hit the ARMCO?

These days you can’t assume your standard auto insurance covers you for HPDE events.  To double-check, read the fine print of your policy and look for “exclusion” phrases like, “on a surface used for racing,” “at a performance driving event,” or “at a racetrack facility.” The NCM Insurance Agency has teamed up with Lockton Motorsports HPDE Insurance to offer the best available on-track physical damage coverage. Because our events are structured for safety, our participants can purchase affordable Lockton Motorsports HPDE Insurance coverage for their vehicles during HPDE events. You can choose a single-event or multi-event agreed value policy that also covers your vehicle modifications. For your convenience, you can purchase your policy up until 8:00 a.m. on the day of your event. Find their fast and easy online application at

You may be asking, what is covered?

  • Covers damage to your car when you’re participating in a high-performance driver’s education (HPDE) event.
  • Kicks in when you enter the grounds of a race course and ends when you leave the premises.
  • You can include one driver in addition to yourself at no additional charge. (You must list their name during the application process.)
  • Coverage extends to an official HPDE Instructor driving your car.
  • Please note: This coverage does not include liability coverage.

Physical Damage Coverage for your vehicle while at a HPDE!
Physical Damage Coverage for your vehicle while at a HPDE!

We offer four Multi-Event Policy options: 6 events, 9 events, 12 events, or 15 events. The policy expires when all events have been used or when the annual term has expired, whichever comes first. Unused events will not be carried over to a future policy. When you purchase the policy, you are not required to indicate every event you would like coverage for during the policy term. However, you must select the event on our online system prior to the beginning of the event for coverage to apply. Once a selected event has passed, you cannot change or delete the covered event; before the event has started, you may change your covered events at any time.

This coverage isn’t just available for events hosted by the National Corvette Museum or at the NCM Motorsports Park, but any approved organization at an approved track. We can also insure other vehicles besides Corvettes!

Please note:  The NCM Insurance Agency Collector Vehicle Insurance excludes include On-Track Coverage.  Please consider purchasing Lockton Motorsports HPDE Insurance if you plan on using your vehicle on-track.

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