Replica & Tribute Car Insurance

Replica and Tribute Car Insurance doesn’t necessarily mean classic car insurance or antique car insurance. In fact, we insure new cars as well as our loved classics. Do you own a Shelby Cobra kit car or tribute car? What about the new Factory Five 818 that is driven rarely to car shows, club events, parades, or just for a nice trip to the coast? No problem, we can insure that! Below you will find several reasons we feel you’ll like what we have to offer.

  • Broad Usage: The National Corvette Museum and NCM Insurance Agency love to see the cars we insure driven. We highly encourage you to take your car out on a nice day and enjoy it
  • Mileage Options: We have several mileage plans to meet your needs. Pick the best plan that fits your vehicle and save money. Plus, we offer rollover miles.
  • Agreed Value: We only write collector car insurance or Corvette insurance policies on an Agreed Value basis. Once we agree on a value for your vehicle, that’s what you’ll get in the event of a total loss. We will not depreciate or questions the vehicle’s value.
  • Claims: If you were to have a claim you can take your car to the repair shop of your choice. You know who will do the best job on your prized possession!
  • Lower Cost: Our collector car insurance or classic car insurance will often be cheaper than your standard auto insurance companies. Plus, with the Agreed Value coverage, you know you’ll be fairly compensated.
  • One Liability Charge: With the NCM Insurance Agency, you will pay for liability coverage only one time, while most standard auto companies charge for each vehicle.
  • Spare Parts: We automatically include $2,000 for lost or stolen parts, plus we include $75 to cover towing costs. If you want additional towing coverage you can purchase our Expanded Towing coverage for $10.
  • Optional 9-5: We offer “Nine-to-Five Driver” that allows you to drive your vehicle to work up to a couple times a week!
  • New Car?: Any new addition to your collection is covered for 30 days and up to $50,000!
  • Trip Interruption Coverage: If your vehicle ever breaks down while you are on a trip more than 50 miles from home we will pay up to $600 for transportation, lodging and expenses.
  • Broad Deductible Options: From $0 to $10,000 on all vehicle types.
  • Full Safety Glass Option: We waive the deductible if a windshield requires replacement and there is no other vehicle damage.
  • Pet Coverage: We provide coverage if a pet is injured during an accident.


  • Multi-Unit
  • Large Collection or high value collection
  • If you are a NCM Member or a member of any national car club
  • Anti-Theft device
  • Accident prevention course (within the last 3 years)
  • Multiple Garage discounts available!
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